RV programs should reflect long ownership cycles, higher balances, seasonal use, roadside exposure, and the difference between a motorized chassis and the house systems members rely on while traveling.
Class A, B, and C motorhomesTravel trailersFifth wheelsToy haulers and eligible pop ups
Available product categories
Build the approved rv portfolio.
Each category is a separate credit union decision. Product details, eligibility, provider, administrator, terms, pricing, jurisdiction, workflow, training, and servicing must be confirmed.
01Primary product
Motorized service contracts
May include eligible chassis, coach, electrical, appliance, and slide systems
Manufacturer coverage and chassis coverage may come from different parties
Repair authorization, travel interruption, towing, and mobile service terms matter
02Primary product
Towable service contracts
Designed around eligible trailer systems rather than a motorized drivetrain
Review appliances, electrical, plumbing, slide, leveling, and awning coverage
Confirm mobile repair, service network, deductible, and claim requirements
03Primary product when eligible
RV specific GAP
Longer terms and higher balances can make total loss exposure important
Confirm motorized or towable eligibility and primary insurance requirements
Benefit limits, excluded amounts, cancellations, refunds, and total loss support vary
04Additional option
Tire and wheel protection
May address eligible road hazard damage during travel
Motorhome, tow vehicle, and trailer tires may be treated differently
Sidewall, wheel, event, limit, and replacement terms require review
05Additional option
Appearance and roof protection
May address eligible interior, exterior, roof, seal, or environmental events
Maintenance duties and inspection requirements may apply
Hail, storm, water intrusion, wear, and neglect terms must be distinguished
06Contract dependent
Roadside and related benefits
Towing, trip interruption, rental, lodging, and mobile service may be included
Benefit amounts, distance, eligibility, and claim documentation vary
Explain only the benefits stated in the approved contract
Credit union design questions
What changes for rv lending?
The product set should follow the credit union’s actual loans, member circumstances, channels, systems, and service capacity.
Motorized and towable eligibility paths
Chassis, coach, appliance, slide, roof, and seal distinctions
Long loan terms, higher balances, and seasonal storage
Traveling member support and access to qualified repair facilities
Product notice: This page provides general education and does not confirm current availability or coverage. The Elite FI Partners catalog is written for dealers and informs the range of categories that may be evaluated. A credit union program requires its own product, provider, legal, compliance, operational, and member experience review.
A next step centered on members
Build the right rv product set for your credit union.
Start with a practical review of member needs, lending channels, workflows, employee readiness, and program priorities.